Vidya Lakshmi Portal for Educational Loans for...
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Vidya Lakshmi Portal for educational loans


Vidya Lakshmi Portal provides a single window for students to access information and make application for Educational Loans provided by Banks. Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the portal. The portal also provides linkages to National Scholarship Portal.

A web-based portal viz. Vidya Lakshmi (www.vidyalakshmi.co.inwas  launched on the occasion of Independence Day i.e. 15th August, 2015 for the benefit of  students seeking Educational Loans. 

Vidya Lakshmi Portal is a first of its kind portal providing single window for Students to access information and make application for Educational Loans provided by Banks as also Government Scholarships. The Portal has the following features:

  • Information about Educational Loan Schemes of Banks;
  • Common Educational Loan Application Form for Students;
  • Facility to apply to multiple Banks for Educational Loans;
  • Facility for Banks to download Students’ Loan Applications;
  • Facility for Banks to upload loan processing status;
  • Facility for Students to email grievances/queries relating to Educational  
  • Loans to Banks;
  • Dashboard facility for Students to view status of their loan application and   
  • Linkage to National Scholarship Portal for information and application for
  • Government Scholarships.

This initiative aims to bring on board all Banks providing Educational Loans. Students throughout the country will be benefited by this initiative of the Government by making available a single window for access to various Educational Loan Schemes of all Banks.


How to apply for an Educational loan through Vidya Lakshmi ?


  • The applicant must and login to Vidya Lakshmi portal and then fill-up the Common Education Loan Application Form (CELAF) by providing all the necessary details.
  • After filling the form, the applicant can search for Educational Loan and APPLY as per his/her needs, eligibility and convenience.
  • Alternatively, the applicant can also search for Educational Loan after login and apply for the suitable Educational Loan by filling the CELAF.


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